General Personal Injury FAQs — Fairfield

• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a damages awarded in settlement conference. Our case histories include results such as 2.45M. The goal is simple: fair compensation for your losses in Fairfield.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., USAA) often second-guess medical care to cut payouts. For clients such as a construction worker hit on site with pelvic hematoma, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓What should I do if Allstate says “The bills are higher than reasonable market value.” after my Fairfield crash?
  Insurers like Allstate often use lines such as “The bills are higher than reasonable market value.” to stall or minimize claims. Even injuries like crushed limb requiring surgery can be life-changing. In Fairfield, we gather medical proof, challenge delay tactics, and, if needed, push for a damages awarded in settlement conference — outcomes in our files include results up to 677K.
• ❓Will a gap in my medical care ruin my case in Fairfield?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “There’s a gap in your medical care.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Fairfield allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like tarsal bone fracture. Don’t accept “You returned to work too quickly to justify lost wages.” at face value.
• ❓An adjuster told me “You can’t prove emotional distress..” Can a Fairfield personal injury lawyer still help?
  Yes. Adjusters regularly say “You can’t prove emotional distress.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like California Casualty. If they won’t deal fairly, we prepare for a damages awarded in settlement conference and pursue full compensation.