General Personal Injury FAQs — Fairchilds

• ❓An adjuster told me “We haven’t completed our medical review yet..” Can a Fairchilds personal injury lawyer still help?
  Yes. Adjusters regularly say “We haven’t completed our medical review yet.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like USAA. If they won’t deal fairly, we prepare for a pre-trial settlement in 240th Judicial District Court and pursue full compensation.
• ❓What should I do if American National says “We can’t verify your medical provider’s credentials.” after my Fairchilds crash?
  Insurers like American National often use lines such as “We can’t verify your medical provider’s credentials.” to stall or minimize claims. Even injuries like acetabular fracture can be life-changing. In Fairchilds, we gather medical proof, challenge delay tactics, and, if needed, push for a award confirmed during arbitration — outcomes in our files include results up to 1.61M.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Erie Insurance) often second-guess medical care to cut payouts. For clients such as a passenger in rear-end collision with torn biceps tendon, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a award confirmed during arbitration. Our case histories include results such as 677K. The goal is simple: fair compensation for your losses in Fairchilds.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Fairchilds allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like use of external fixator for bone injury. Don’t accept “The vehicle damage was minor.” at face value.
• ❓Will a gap in my medical care ruin my case in Fairchilds?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “There are inconsistencies in your account.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.