General Personal Injury FAQs — Estelline

• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a case resolved through court-supervised mediation. Our case histories include results such as 2.1M. The goal is simple: fair compensation for your losses in Estelline.
• ❓An adjuster told me “We have to confirm if your policy was active..” Can a Estelline personal injury lawyer still help?
  Yes. Adjusters regularly say “We have to confirm if your policy was active.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like National General. If they won’t deal fairly, we prepare for a settlement reached before trial in 100th Judicial District Court and pursue full compensation.
• ❓What should I do if Grange Insurance says “We don’t believe the treatment was necessary.” after my Estelline crash?
  Insurers like Grange Insurance often use lines such as “We don’t believe the treatment was necessary.” to stall or minimize claims. Even injuries like neurogenic bladder can be life-changing. In Estelline, we gather medical proof, challenge delay tactics, and, if needed, push for a case resolved through court-supervised mediation — outcomes in our files include results up to 2.37M.
• ❓Will a gap in my medical care ruin my case in Estelline?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “The medical records aren’t sufficient.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Horace Mann) often second-guess medical care to cut payouts. For clients such as a city employee hit during job duties with basilar skull fracture, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Estelline allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like dental fractures. Don’t accept “The collision was too minor to cause injury.” at face value.