General Personal Injury FAQs — Elmendorf

• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Branch Insurance) often second-guess medical care to cut payouts. For clients such as a passenger struck in side-impact collision with injury requiring bone grafting, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a case resolved during jury deliberation. Our case histories include results such as 1.88M. The goal is simple: fair compensation for your losses in Elmendorf.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Elmendorf allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like paralysis (partial or complete). Don’t accept “We haven’t received your bills yet.” at face value.
• ❓What should I do if American Strategic Insurance says “The police report is inconclusive.” after my Elmendorf crash?
  Insurers like American Strategic Insurance often use lines such as “The police report is inconclusive.” to stall or minimize claims. Even injuries like fracture of the talus can be life-changing. In Elmendorf, we gather medical proof, challenge delay tactics, and, if needed, push for a case resolved during jury deliberation — outcomes in our files include results up to 1.35M.
• ❓An adjuster told me “You can’t prove emotional distress..” Can a Elmendorf personal injury lawyer still help?
  Yes. Adjusters regularly say “You can’t prove emotional distress.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like USAA. If they won’t deal fairly, we prepare for a jury verdict in 437th Judicial District Court and pursue full compensation.
• ❓Will a gap in my medical care ruin my case in Elmendorf?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “You didn’t see a specialist.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.