General Personal Injury FAQs — Elmendorf

• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a settlement reached before trial in 438th Judicial District Court. Our case histories include results such as 880K. The goal is simple: fair compensation for your losses in Elmendorf.
• ❓What should I do if American Family Insurance says “We don’t believe the treatment was necessary.” after my Elmendorf crash?
  Insurers like American Family Insurance often use lines such as “We don’t believe the treatment was necessary.” to stall or minimize claims. Even injuries like comminuted fractures can be life-changing. In Elmendorf, we gather medical proof, challenge delay tactics, and, if needed, push for a settlement reached before trial in 438th Judicial District Court — outcomes in our files include results up to 1.4M.
• ❓An adjuster told me “We’re still investigating liability..” Can a Elmendorf personal injury lawyer still help?
  Yes. Adjusters regularly say “We’re still investigating liability.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Penn National Insurance. If they won’t deal fairly, we prepare for a jury returned a favorable verdict in 438th Judicial District Court and pursue full compensation.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Elmendorf allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like lumbar spine injury. Don’t accept “The pain you’re describing is subjective.” at face value.
• ❓Will a gap in my medical care ruin my case in Elmendorf?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “This is the most we’re allowed to offer.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., American National) often second-guess medical care to cut payouts. For clients such as a passenger thrown from golf cart with orbital nerve damage, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.