General Personal Injury FAQs — Elgin

• ❓Will a gap in my medical care ruin my case in Elgin?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “There’s a question about your seatbelt use.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Unitrin Insurance) often second-guess medical care to cut payouts. For clients such as a dog walker struck in neighborhood with pancreatic trauma, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓An adjuster told me “The police report is inconclusive..” Can a Elgin personal injury lawyer still help?
  Yes. Adjusters regularly say “The police report is inconclusive.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like American Strategic Insurance. If they won’t deal fairly, we prepare for a case concluded with settlement in 321st Judicial District Court and pursue full compensation.
• ❓What should I do if Allstate says “There are inconsistencies in your account.” after my Elgin crash?
  Insurers like Allstate often use lines such as “There are inconsistencies in your account.” to stall or minimize claims. Even injuries like vertebral fracture can be life-changing. In Elgin, we gather medical proof, challenge delay tactics, and, if needed, push for a binding arbitration resulted in favorable award — outcomes in our files include results up to 2.19M.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a binding arbitration resulted in favorable award. Our case histories include results such as 1.32M. The goal is simple: fair compensation for your losses in Elgin.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Elgin allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like crush injuries requiring debridement. Don’t accept “You didn’t follow doctor’s orders.” at face value.