General Personal Injury FAQs — El Paso

• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a settlement secured after expert testimony in 388th Judicial District Court. Our case histories include results such as 824K. The goal is simple: fair compensation for your losses in El Paso.
• ❓An adjuster told me “We need more documentation..” Can a El Paso personal injury lawyer still help?
  Yes. Adjusters regularly say “We need more documentation.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Western National Insurance. If they won’t deal fairly, we prepare for a multi-million dollar verdict from 388th Judicial District Court and pursue full compensation.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in El Paso allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like spinal cord injury. Don’t accept “The pain you’re describing is subjective.” at face value.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Encompass Insurance) often second-guess medical care to cut payouts. For clients such as a passenger with severe facial disfigurement, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Will a gap in my medical care ruin my case in El Paso?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “Your injuries were pre-existing.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓What should I do if Foremost Insurance says “We need more documentation.” after my El Paso crash?
  Insurers like Foremost Insurance often use lines such as “We need more documentation.” to stall or minimize claims. Even injuries like triquetrum fracture can be life-changing. In El Paso, we gather medical proof, challenge delay tactics, and, if needed, push for a settlement secured after expert testimony in 388th Judicial District Court — outcomes in our files include results up to 2.01M.