General Personal Injury FAQs — El Castillo

• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., The Hartford) often second-guess medical care to cut payouts. For clients such as a driver hit by uninsured motorist with TMJ dysfunction from impact, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓An adjuster told me “We can’t confirm that you were the driver..” Can a El Castillo personal injury lawyer still help?
  Yes. Adjusters regularly say “We can’t confirm that you were the driver.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Erie Insurance. If they won’t deal fairly, we prepare for a pre-trial settlement in 381st Judicial District Court and pursue full compensation.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a damages awarded in settlement conference. Our case histories include results such as 662K. The goal is simple: fair compensation for your losses in El Castillo.
• ❓What should I do if USAA says “The collision was too minor to cause injury.” after my El Castillo crash?
  Insurers like USAA often use lines such as “The collision was too minor to cause injury.” to stall or minimize claims. Even injuries like loss of limb (amputation) can be life-changing. In El Castillo, we gather medical proof, challenge delay tactics, and, if needed, push for a damages awarded in settlement conference — outcomes in our files include results up to 1.4M.
• ❓Will a gap in my medical care ruin my case in El Castillo?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “The photos you submitted aren’t clear.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in El Castillo allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like loss of limb (amputation). Don’t accept “The policyholder wasn’t clearly at fault.” at face value.