General Personal Injury FAQs — El Campo

• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in El Campo allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like vertebroplasty or kyphoplasty. Don’t accept “We’re waiting on statements from witnesses.” at face value.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a judge’s damages award following bench trial. Our case histories include results such as 2.5M. The goal is simple: fair compensation for your losses in El Campo.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., National General) often second-guess medical care to cut payouts. For clients such as a e-bike rider with Galeazzi fracture, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Will a gap in my medical care ruin my case in El Campo?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “The policyholder wasn’t clearly at fault.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓An adjuster told me “We’re waiting on a supervisor’s approval..” Can a El Campo personal injury lawyer still help?
  Yes. Adjusters regularly say “We’re waiting on a supervisor’s approval.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Root Insurance. If they won’t deal fairly, we prepare for a six-figure settlement finalized in 23rd Judicial District Court and pursue full compensation.
• ❓What should I do if Direct Auto Insurance says “The photos you submitted aren’t clear.” after my El Campo crash?
  Insurers like Direct Auto Insurance often use lines such as “The photos you submitted aren’t clear.” to stall or minimize claims. Even injuries like degenerative disc disease from trauma can be life-changing. In El Campo, we gather medical proof, challenge delay tactics, and, if needed, push for a judge’s damages award following bench trial — outcomes in our files include results up to 1.49M.