General Personal Injury FAQs — East Mountain

• ❓What should I do if NJM Insurance Group says “We need to confirm your insurance coverage.” after my East Mountain crash?
  Insurers like NJM Insurance Group often use lines such as “We need to confirm your insurance coverage.” to stall or minimize claims. Even injuries like quadriplegia can be life-changing. In East Mountain, we gather medical proof, challenge delay tactics, and, if needed, push for a high-value verdict in 188th Judicial District Court — outcomes in our files include results up to 955K.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in East Mountain allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like dental fractures. Don’t accept “Our evaluation doesn’t match your claim.” at face value.
• ❓An adjuster told me “We haven’t completed our medical review yet..” Can a East Mountain personal injury lawyer still help?
  Yes. Adjusters regularly say “We haven’t completed our medical review yet.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Loya Insurance Group. If they won’t deal fairly, we prepare for a plaintiff verdict reached after closing arguments and pursue full compensation.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., American Strategic Insurance) often second-guess medical care to cut payouts. For clients such as a maintenance worker hit in work zone with disfiguring limb deformity, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Will a gap in my medical care ruin my case in East Mountain?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “The policyholder wasn’t clearly at fault.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a high-value verdict in 188th Judicial District Court. Our case histories include results such as 2.01M. The goal is simple: fair compensation for your losses in East Mountain.