General Personal Injury FAQs — Dorchester

• ❓What should I do if The Hartford says “There’s a coverage issue we’re reviewing.” after my Dorchester crash?
  Insurers like The Hartford often use lines such as “There’s a coverage issue we’re reviewing.” to stall or minimize claims. Even injuries like hip dislocation can be life-changing. In Dorchester, we gather medical proof, challenge delay tactics, and, if needed, push for a verdict rendered after trial in 397th Judicial District Court — outcomes in our files include results up to 881K.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Elephant Insurance) often second-guess medical care to cut payouts. For clients such as a school bus passenger with splenic rupture, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Dorchester allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like permanent disability from injury. Don’t accept “The policyholder wasn’t clearly at fault.” at face value.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a verdict rendered after trial in 397th Judicial District Court. Our case histories include results such as 768K. The goal is simple: fair compensation for your losses in Dorchester.
• ❓An adjuster told me “The policyholder wasn’t clearly at fault..” Can a Dorchester personal injury lawyer still help?
  Yes. Adjusters regularly say “The policyholder wasn’t clearly at fault.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Travelers. If they won’t deal fairly, we prepare for a binding arbitration resulted in favorable award and pursue full compensation.
• ❓Will a gap in my medical care ruin my case in Dorchester?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “The bills are higher than reasonable market value.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.