General Personal Injury FAQs — Devine

• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., American National) often second-guess medical care to cut payouts. For clients such as a commercial van driver with triquetrum fracture, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Will a gap in my medical care ruin my case in Devine?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “You didn’t see a specialist.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Devine allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like paraplegia. Don’t accept “We haven’t completed our medical review yet.” at face value.
• ❓An adjuster told me “You didn’t notify us within the required time frame..” Can a Devine personal injury lawyer still help?
  Yes. Adjusters regularly say “You didn’t notify us within the required time frame.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Stillwater Insurance. If they won’t deal fairly, we prepare for a damages awarded in settlement conference and pursue full compensation.
• ❓What should I do if American National says “The photos you submitted aren’t clear.” after my Devine crash?
  Insurers like American National often use lines such as “The photos you submitted aren’t clear.” to stall or minimize claims. Even injuries like chronic pain syndrome from crash can be life-changing. In Devine, we gather medical proof, challenge delay tactics, and, if needed, push for a binding arbitration resulted in favorable award — outcomes in our files include results up to 1.26M.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a binding arbitration resulted in favorable award. Our case histories include results such as 833K. The goal is simple: fair compensation for your losses in Devine.