General Personal Injury FAQs — Devine

• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Devine allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like smoke inhalation injuries. Don’t accept “We’re waiting on a supervisor’s approval.” at face value.
• ❓What should I do if Shelter Insurance says “Your injury doesn’t meet our definition of serious.” after my Devine crash?
  Insurers like Shelter Insurance often use lines such as “Your injury doesn’t meet our definition of serious.” to stall or minimize claims. Even injuries like rotator cuff tear can be life-changing. In Devine, we gather medical proof, challenge delay tactics, and, if needed, push for a final trial award rendered by 38th Judicial District Court — outcomes in our files include results up to 1.41M.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., CSAA Insurance Group) often second-guess medical care to cut payouts. For clients such as a truck driver with jaw fracture (mandibular), we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓An adjuster told me “The vehicle damage was minor..” Can a Devine personal injury lawyer still help?
  Yes. Adjusters regularly say “The vehicle damage was minor.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Bristol West. If they won’t deal fairly, we prepare for a compensation awarded during mediation process and pursue full compensation.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a final trial award rendered by 38th Judicial District Court. Our case histories include results such as 801K. The goal is simple: fair compensation for your losses in Devine.
• ❓Will a gap in my medical care ruin my case in Devine?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “There’s a coverage issue we’re reviewing.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.