General Personal Injury FAQs — Dell City

• ❓What should I do if Liberty Mutual says “The police report is inconclusive.” after my Dell City crash?
  Insurers like Liberty Mutual often use lines such as “The police report is inconclusive.” to stall or minimize claims. Even injuries like disfiguring limb deformity can be life-changing. In Dell City, we gather medical proof, challenge delay tactics, and, if needed, push for a case resolved during jury deliberation — outcomes in our files include results up to 662K.
• ❓An adjuster told me “The police report is inconclusive..” Can a Dell City personal injury lawyer still help?
  Yes. Adjusters regularly say “The police report is inconclusive.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Texas Farm Bureau. If they won’t deal fairly, we prepare for a settlement reached post-verdict in 394th Judicial District Court and pursue full compensation.
• ❓Will a gap in my medical care ruin my case in Dell City?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We haven’t received your bills yet.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., MAPFRE Insurance) often second-guess medical care to cut payouts. For clients such as a city employee hit during job duties with tarsal bone fracture, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a case resolved during jury deliberation. Our case histories include results such as 1.8M. The goal is simple: fair compensation for your losses in Dell City.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Dell City allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like loss of bowel control after spine injury. Don’t accept “Our evaluation doesn’t match your claim.” at face value.