General Personal Injury FAQs — Dayton

• ❓What should I do if National General says “You returned to work too quickly to justify lost wages.” after my Dayton crash?
  Insurers like National General often use lines such as “You returned to work too quickly to justify lost wages.” to stall or minimize claims. Even injuries like torn Achilles tendon can be life-changing. In Dayton, we gather medical proof, challenge delay tactics, and, if needed, push for a jury verdict in 75th Judicial District Court — outcomes in our files include results up to 900K.
• ❓Will a gap in my medical care ruin my case in Dayton?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “The bills are higher than reasonable market value.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., The Hartford) often second-guess medical care to cut payouts. For clients such as a driver hit by uninsured motorist with orbital nerve damage, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a jury verdict in 75th Judicial District Court. Our case histories include results such as 1.37M. The goal is simple: fair compensation for your losses in Dayton.
• ❓An adjuster told me “We need an independent medical examination..” Can a Dayton personal injury lawyer still help?
  Yes. Adjusters regularly say “We need an independent medical examination.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Unitrin Insurance. If they won’t deal fairly, we prepare for a structured settlement agreement reached and pursue full compensation.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Dayton allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like pelvic ring disruption. Don’t accept “You’ve already reached maximum medical improvement.” at face value.