General Personal Injury FAQs — Cumby

• ❓What should I do if Infinity Property & Casualty says “We need more documentation.” after my Cumby crash?
  Insurers like Infinity Property & Casualty often use lines such as “We need more documentation.” to stall or minimize claims. Even injuries like dental fractures can be life-changing. In Cumby, we gather medical proof, challenge delay tactics, and, if needed, push for a case resolved through court-supervised mediation — outcomes in our files include results up to 1.53M.
• ❓Will a gap in my medical care ruin my case in Cumby?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “You saw a chiropractor, not a medical doctor.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓An adjuster told me “There’s a gap in your medical care..” Can a Cumby personal injury lawyer still help?
  Yes. Adjusters regularly say “There’s a gap in your medical care.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Kemper Corporation. If they won’t deal fairly, we prepare for a case concluded with settlement in 8th Judicial District Court and pursue full compensation.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a case resolved through court-supervised mediation. Our case histories include results such as 1.81M. The goal is simple: fair compensation for your losses in Cumby.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Cumby allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like permanent disability from injury. Don’t accept “You saw a chiropractor, not a medical doctor.” at face value.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Bristol West) often second-guess medical care to cut payouts. For clients such as a injured carpool passenger with degenerative disc disease from trauma, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.