General Personal Injury FAQs — Cumby

• ❓An adjuster told me “You saw a chiropractor, not a medical doctor..” Can a Cumby personal injury lawyer still help?
  Yes. Adjusters regularly say “You saw a chiropractor, not a medical doctor.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Progressive. If they won’t deal fairly, we prepare for a verdict rendered after trial in 62nd Judicial District Court and pursue full compensation.
• ❓Will a gap in my medical care ruin my case in Cumby?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “You’re not permanently impaired.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a settlement secured after expert testimony in 62nd Judicial District Court. Our case histories include results such as 781K. The goal is simple: fair compensation for your losses in Cumby.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Cumby allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like foot or toe fracture. Don’t accept “There’s a coverage issue we’re reviewing.” at face value.
• ❓What should I do if ACCC Insurance Company says “The damage doesn’t match your account of the crash.” after my Cumby crash?
  Insurers like ACCC Insurance Company often use lines such as “The damage doesn’t match your account of the crash.” to stall or minimize claims. Even injuries like pelvic ring disruption can be life-changing. In Cumby, we gather medical proof, challenge delay tactics, and, if needed, push for a settlement secured after expert testimony in 62nd Judicial District Court — outcomes in our files include results up to 2.08M.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., National General) often second-guess medical care to cut payouts. For clients such as a vehicle occupant hit during police chase with basilar skull fracture, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.