General Personal Injury FAQs — Cross Timber

• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Cross Timber allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like fusion of multiple spinal levels. Don’t accept “We need an independent medical examination.” at face value.
• ❓What should I do if California Casualty says “You’re not permanently impaired.” after my Cross Timber crash?
  Insurers like California Casualty often use lines such as “You’re not permanently impaired.” to stall or minimize claims. Even injuries like brachial plexus injury can be life-changing. In Cross Timber, we gather medical proof, challenge delay tactics, and, if needed, push for a plaintiff verdict reached after closing arguments — outcomes in our files include results up to 1.22M.
• ❓Will a gap in my medical care ruin my case in Cross Timber?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “Your injuries were pre-existing.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Amica Mutual) often second-guess medical care to cut payouts. For clients such as a motorist hit during roadside breakdown with use of external fixator for bone injury, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a plaintiff verdict reached after closing arguments. Our case histories include results such as 1.45M. The goal is simple: fair compensation for your losses in Cross Timber.
• ❓An adjuster told me “We’re still investigating liability..” Can a Cross Timber personal injury lawyer still help?
  Yes. Adjusters regularly say “We’re still investigating liability.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Clearcover. If they won’t deal fairly, we prepare for a settlement approved in 249th Judicial District Court and pursue full compensation.