General Personal Injury FAQs — Cross Plains

• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Texas Farm Bureau) often second-guess medical care to cut payouts. For clients such as a motorist hit during roadside breakdown with acetabular fracture, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Will a gap in my medical care ruin my case in Cross Plains?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “The policyholder wasn’t clearly at fault.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Cross Plains allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like phalangeal fracture. Don’t accept “You’ve already reached maximum medical improvement.” at face value.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a judge’s damages award following bench trial. Our case histories include results such as 2.43M. The goal is simple: fair compensation for your losses in Cross Plains.
• ❓What should I do if Mercury Insurance says “The photos you submitted aren’t clear.” after my Cross Plains crash?
  Insurers like Mercury Insurance often use lines such as “The photos you submitted aren’t clear.” to stall or minimize claims. Even injuries like pancreatic trauma can be life-changing. In Cross Plains, we gather medical proof, challenge delay tactics, and, if needed, push for a judge’s damages award following bench trial — outcomes in our files include results up to 687K.
• ❓An adjuster told me “You didn’t notify us within the required time frame..” Can a Cross Plains personal injury lawyer still help?
  Yes. Adjusters regularly say “You didn’t notify us within the required time frame.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like California Casualty. If they won’t deal fairly, we prepare for a six-figure settlement finalized in 42nd Judicial District Court and pursue full compensation.