General Personal Injury FAQs — Crosby

• ❓An adjuster told me “There’s insufficient evidence of impact severity..” Can a Crosby personal injury lawyer still help?
  Yes. Adjusters regularly say “There’s insufficient evidence of impact severity.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Travelers. If they won’t deal fairly, we prepare for a case settled during mediation and pursue full compensation.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Crosby allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like complex regional pain syndrome. Don’t accept “We haven’t completed our medical review yet.” at face value.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a award confirmed during arbitration. Our case histories include results such as 869K. The goal is simple: fair compensation for your losses in Crosby.
• ❓What should I do if Kemper Corporation says “This is the most we’re allowed to offer.” after my Crosby crash?
  Insurers like Kemper Corporation often use lines such as “This is the most we’re allowed to offer.” to stall or minimize claims. Even injuries like retinal hemorrhage from head trauma can be life-changing. In Crosby, we gather medical proof, challenge delay tactics, and, if needed, push for a award confirmed during arbitration — outcomes in our files include results up to 1.74M.
• ❓Will a gap in my medical care ruin my case in Crosby?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “There’s a question about your seatbelt use.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Liberty Mutual) often second-guess medical care to cut payouts. For clients such as a city employee hit during job duties with multilevel spinal fracture, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.