General Personal Injury FAQs — Crawford

• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a structured settlement agreement reached. Our case histories include results such as 2.49M. The goal is simple: fair compensation for your losses in Crawford.
• ❓What should I do if MetLife Auto & Home says “You waited too long to seek treatment.” after my Crawford crash?
  Insurers like MetLife Auto & Home often use lines such as “You waited too long to seek treatment.” to stall or minimize claims. Even injuries like nerve compression injury can be life-changing. In Crawford, we gather medical proof, challenge delay tactics, and, if needed, push for a structured settlement agreement reached — outcomes in our files include results up to 881K.
• ❓Will a gap in my medical care ruin my case in Crawford?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “You didn’t see a specialist.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓An adjuster told me “We’re still investigating liability..” Can a Crawford personal injury lawyer still help?
  Yes. Adjusters regularly say “We’re still investigating liability.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like CSAA Insurance Group. If they won’t deal fairly, we prepare for a out-of-court settlement following litigation and pursue full compensation.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Crawford allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like fracture of the talus. Don’t accept “You didn’t notify us within the required time frame.” at face value.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Horace Mann) often second-guess medical care to cut payouts. For clients such as a passenger with brain stem injury, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.