General Personal Injury FAQs — Cove

• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a settlement reached post-verdict in 344th Judicial District Court. Our case histories include results such as 1.92M. The goal is simple: fair compensation for your losses in Cove.
• ❓Will a gap in my medical care ruin my case in Cove?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “There’s a coverage issue we’re reviewing.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., USAA) often second-guess medical care to cut payouts. For clients such as a delivery driver injured by falling cargo with shoulder dislocation, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓An adjuster told me “The bills are higher than reasonable market value..” Can a Cove personal injury lawyer still help?
  Yes. Adjusters regularly say “The bills are higher than reasonable market value.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Allstate. If they won’t deal fairly, we prepare for a out-of-court settlement following litigation and pursue full compensation.
• ❓What should I do if Texas Farm Bureau says “There’s insufficient evidence of impact severity.” after my Cove crash?
  Insurers like Texas Farm Bureau often use lines such as “There’s insufficient evidence of impact severity.” to stall or minimize claims. Even injuries like posterior hip dislocation can be life-changing. In Cove, we gather medical proof, challenge delay tactics, and, if needed, push for a settlement reached post-verdict in 344th Judicial District Court — outcomes in our files include results up to 2.32M.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Cove allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like foot or toe fracture. Don’t accept “We can’t verify your medical provider’s credentials.” at face value.