General Personal Injury FAQs — Converse

• ❓What should I do if Elephant Insurance says “There’s a coverage issue we’re reviewing.” after my Converse crash?
  Insurers like Elephant Insurance often use lines such as “There’s a coverage issue we’re reviewing.” to stall or minimize claims. Even injuries like severe hand crush injury can be life-changing. In Converse, we gather medical proof, challenge delay tactics, and, if needed, push for a award confirmed during arbitration — outcomes in our files include results up to 1.22M.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a award confirmed during arbitration. Our case histories include results such as 2.34M. The goal is simple: fair compensation for your losses in Converse.
• ❓An adjuster told me “We don’t believe the treatment was necessary..” Can a Converse personal injury lawyer still help?
  Yes. Adjusters regularly say “We don’t believe the treatment was necessary.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Cure Auto Insurance. If they won’t deal fairly, we prepare for a case concluded with settlement in 399th Judicial District Court and pursue full compensation.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Converse allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like lumbar disc replacement. Don’t accept “We need an independent medical examination.” at face value.
• ❓Will a gap in my medical care ruin my case in Converse?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We haven’t received your bills yet.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Mercury Insurance) often second-guess medical care to cut payouts. For clients such as a cyclist hit by delivery van with herniated disc, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.