General Personal Injury FAQs — Combine

• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Combine allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like traumatic ear drum rupture. Don’t accept “We believe the claim is inflated.” at face value.
• ❓What should I do if MetLife Auto & Home says “The pain you’re describing is subjective.” after my Combine crash?
  Insurers like MetLife Auto & Home often use lines such as “The pain you’re describing is subjective.” to stall or minimize claims. Even injuries like laryngeal fracture can be life-changing. In Combine, we gather medical proof, challenge delay tactics, and, if needed, push for a jury award issued in civil trial at 363rd Judicial District Court — outcomes in our files include results up to 1.39M.
• ❓Will a gap in my medical care ruin my case in Combine?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We need more documentation.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a jury award issued in civil trial at 363rd Judicial District Court. Our case histories include results such as 687K. The goal is simple: fair compensation for your losses in Combine.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Homesite Insurance) often second-guess medical care to cut payouts. For clients such as a driver struck by a commercial vehicle with scapula fracture, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓An adjuster told me “You’ve already reached maximum medical improvement..” Can a Combine personal injury lawyer still help?
  Yes. Adjusters regularly say “You’ve already reached maximum medical improvement.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like The General. If they won’t deal fairly, we prepare for a jury returned a favorable verdict in 363rd Judicial District Court and pursue full compensation.