General Personal Injury FAQs — Cibolo

• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a damages awarded in settlement conference. Our case histories include results such as 730K. The goal is simple: fair compensation for your losses in Cibolo.
• ❓An adjuster told me “We can’t confirm that you were the driver..” Can a Cibolo personal injury lawyer still help?
  Yes. Adjusters regularly say “We can’t confirm that you were the driver.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Penn National Insurance. If they won’t deal fairly, we prepare for a jury award issued in civil trial at 285th Judicial District Court and pursue full compensation.
• ❓Will a gap in my medical care ruin my case in Cibolo?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “There’s a coverage issue we’re reviewing.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓What should I do if GuideOne Insurance says “The provider overcharged for services.” after my Cibolo crash?
  Insurers like GuideOne Insurance often use lines such as “The provider overcharged for services.” to stall or minimize claims. Even injuries like paralysis (partial or complete) can be life-changing. In Cibolo, we gather medical proof, challenge delay tactics, and, if needed, push for a damages awarded in settlement conference — outcomes in our files include results up to 2.02M.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Cibolo allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like cervical disc replacement. Don’t accept “The at-fault driver’s policy may be void.” at face value.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Esurance) often second-guess medical care to cut payouts. For clients such as a pedestrian hit while crossing at green light with metacarpal fracture, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.