General Personal Injury FAQs — Cibolo

• ❓Will a gap in my medical care ruin my case in Cibolo?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We can’t verify your medical provider’s credentials.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., NJM Insurance Group) often second-guess medical care to cut payouts. For clients such as a pedestrian with skull fracture, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓What should I do if GEICO says “We need to confirm your insurance coverage.” after my Cibolo crash?
  Insurers like GEICO often use lines such as “We need to confirm your insurance coverage.” to stall or minimize claims. Even injuries like posterior interosseous nerve injury can be life-changing. In Cibolo, we gather medical proof, challenge delay tactics, and, if needed, push for a plaintiff verdict reached after closing arguments — outcomes in our files include results up to 2.18M.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Cibolo allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like loss of bowel control after spine injury. Don’t accept “You didn’t follow doctor’s orders.” at face value.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a plaintiff verdict reached after closing arguments. Our case histories include results such as 1.22M. The goal is simple: fair compensation for your losses in Cibolo.
• ❓An adjuster told me “You didn’t miss enough work to qualify for compensation..” Can a Cibolo personal injury lawyer still help?
  Yes. Adjusters regularly say “You didn’t miss enough work to qualify for compensation.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Amica Mutual. If they won’t deal fairly, we prepare for a final trial award rendered by 175th Judicial District Court and pursue full compensation.