General Personal Injury FAQs — Chula Vista

• ❓Will a gap in my medical care ruin my case in Chula Vista?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “You didn’t provide a recorded statement.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Patriot Insurance) often second-guess medical care to cut payouts. For clients such as a child pedestrian with internal bleeding (abdominal), we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a case settled during mediation. Our case histories include results such as 657K. The goal is simple: fair compensation for your losses in Chula Vista.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Chula Vista allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like traumatic ear drum rupture. Don’t accept “You didn’t miss enough work to qualify for compensation.” at face value.
• ❓An adjuster told me “You didn’t follow doctor’s orders..” Can a Chula Vista personal injury lawyer still help?
  Yes. Adjusters regularly say “You didn’t follow doctor’s orders.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like The Hartford. If they won’t deal fairly, we prepare for a settlement reached post-verdict in 357th Judicial District Court and pursue full compensation.
• ❓What should I do if Farmers Insurance says “The policyholder wasn’t clearly at fault.” after my Chula Vista crash?
  Insurers like Farmers Insurance often use lines such as “The policyholder wasn’t clearly at fault.” to stall or minimize claims. Even injuries like meniscus tear can be life-changing. In Chula Vista, we gather medical proof, challenge delay tactics, and, if needed, push for a case settled during mediation — outcomes in our files include results up to 730K.