General Personal Injury FAQs — China Grove

• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in China Grove allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like intra-articular knee fracture. Don’t accept “You returned to work too quickly to justify lost wages.” at face value.
• ❓An adjuster told me “Your injuries were pre-existing..” Can a China Grove personal injury lawyer still help?
  Yes. Adjusters regularly say “Your injuries were pre-existing.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Unitrin Insurance. If they won’t deal fairly, we prepare for a case resolved during jury deliberation and pursue full compensation.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Liberty Mutual) often second-guess medical care to cut payouts. For clients such as a off-duty officer hit by commercial truck with collapsed lung (pneumothorax), we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Will a gap in my medical care ruin my case in China Grove?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We haven’t received your bills yet.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓What should I do if MetLife Auto & Home says “The policyholder wasn’t clearly at fault.” after my China Grove crash?
  Insurers like MetLife Auto & Home often use lines such as “The policyholder wasn’t clearly at fault.” to stall or minimize claims. Even injuries like degenerative disc disease from trauma can be life-changing. In China Grove, we gather medical proof, challenge delay tactics, and, if needed, push for a plaintiff verdict reached after closing arguments — outcomes in our files include results up to 746K.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a plaintiff verdict reached after closing arguments. Our case histories include results such as 1.4M. The goal is simple: fair compensation for your losses in China Grove.