General Personal Injury FAQs — Chandler

• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a judge’s damages award following bench trial. Our case histories include results such as 2.4M. The goal is simple: fair compensation for your losses in Chandler.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Chandler allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like spinal cord injury. Don’t accept “We need more documentation.” at face value.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Nationwide) often second-guess medical care to cut payouts. For clients such as a bicyclist with fractured humerus, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓An adjuster told me “The photos you submitted aren’t clear..” Can a Chandler personal injury lawyer still help?
  Yes. Adjusters regularly say “The photos you submitted aren’t clear.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Westfield Insurance. If they won’t deal fairly, we prepare for a settlement reached before trial in 392nd Judicial District Court and pursue full compensation.
• ❓Will a gap in my medical care ruin my case in Chandler?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “The photos you submitted aren’t clear.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓What should I do if Homesite Insurance says “We’re waiting on statements from witnesses.” after my Chandler crash?
  Insurers like Homesite Insurance often use lines such as “We’re waiting on statements from witnesses.” to stall or minimize claims. Even injuries like loss of limb (amputation) can be life-changing. In Chandler, we gather medical proof, challenge delay tactics, and, if needed, push for a judge’s damages award following bench trial — outcomes in our files include results up to 2.16M.