General Personal Injury FAQs — Central Gardens

• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., American Strategic Insurance) often second-guess medical care to cut payouts. For clients such as a public transit passenger with compound fracture of the leg, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Central Gardens allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like elbow dislocation with fracture. Don’t accept “We’re waiting on statements from witnesses.” at face value.
• ❓An adjuster told me “The photos you submitted aren’t clear..” Can a Central Gardens personal injury lawyer still help?
  Yes. Adjusters regularly say “The photos you submitted aren’t clear.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Safeco. If they won’t deal fairly, we prepare for a judge’s damages award following bench trial and pursue full compensation.
• ❓What should I do if Farmers Insurance says “The pain you’re describing is subjective.” after my Central Gardens crash?
  Insurers like Farmers Insurance often use lines such as “The pain you’re describing is subjective.” to stall or minimize claims. Even injuries like closed head injury can be life-changing. In Central Gardens, we gather medical proof, challenge delay tactics, and, if needed, push for a case settled during mediation — outcomes in our files include results up to 1.29M.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a case settled during mediation. Our case histories include results such as 833K. The goal is simple: fair compensation for your losses in Central Gardens.
• ❓Will a gap in my medical care ruin my case in Central Gardens?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “You didn’t see a specialist.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.