General Personal Injury FAQs — Cashion Community

• ❓What should I do if Grange Insurance says “We need an independent medical examination.” after my Cashion Community crash?
  Insurers like Grange Insurance often use lines such as “We need an independent medical examination.” to stall or minimize claims. Even injuries like quadriplegia can be life-changing. In Cashion Community, we gather medical proof, challenge delay tactics, and, if needed, push for a damages awarded in settlement conference — outcomes in our files include results up to 907K.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Kemper Corporation) often second-guess medical care to cut payouts. For clients such as a victim of a hit-and-run with TMJ dysfunction from impact, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a damages awarded in settlement conference. Our case histories include results such as 1.25M. The goal is simple: fair compensation for your losses in Cashion Community.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Cashion Community allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like dental fractures. Don’t accept “You saw a chiropractor, not a medical doctor.” at face value.
• ❓An adjuster told me “You didn’t report the injury immediately..” Can a Cashion Community personal injury lawyer still help?
  Yes. Adjusters regularly say “You didn’t report the injury immediately.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like American Strategic Insurance. If they won’t deal fairly, we prepare for a jury awarded damages in 89th Judicial District Court and pursue full compensation.
• ❓Will a gap in my medical care ruin my case in Cashion Community?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “The pain you’re describing is subjective.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.