General Personal Injury FAQs — Carthage

• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a case settled during mediation. Our case histories include results such as 1.93M. The goal is simple: fair compensation for your losses in Carthage.
• ❓What should I do if Clearcover says “You waited too long to seek treatment.” after my Carthage crash?
  Insurers like Clearcover often use lines such as “You waited too long to seek treatment.” to stall or minimize claims. Even injuries like distal radius fracture can be life-changing. In Carthage, we gather medical proof, challenge delay tactics, and, if needed, push for a case settled during mediation — outcomes in our files include results up to 671K.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Carthage allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like proximal humerus fracture. Don’t accept “We need to confirm your insurance coverage.” at face value.
• ❓An adjuster told me “You didn’t miss enough work to qualify for compensation..” Can a Carthage personal injury lawyer still help?
  Yes. Adjusters regularly say “You didn’t miss enough work to qualify for compensation.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Patriot Insurance. If they won’t deal fairly, we prepare for a final trial award rendered by 123rd Judicial District Court and pursue full compensation.
• ❓Will a gap in my medical care ruin my case in Carthage?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We haven’t completed our medical review yet.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., California Casualty) often second-guess medical care to cut payouts. For clients such as a passenger in speeding vehicle crash with sacroiliac joint disruption, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.