General Personal Injury FAQs — Carbon

• ❓An adjuster told me “The policyholder wasn’t clearly at fault..” Can a Carbon personal injury lawyer still help?
  Yes. Adjusters regularly say “The policyholder wasn’t clearly at fault.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Direct Auto Insurance. If they won’t deal fairly, we prepare for a plaintiff verdict reached after closing arguments and pursue full compensation.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Carbon allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like elbow dislocation with fracture. Don’t accept “We have to confirm if your policy was active.” at face value.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a final trial award rendered by 91st Judicial District Court. Our case histories include results such as 2.46M. The goal is simple: fair compensation for your losses in Carbon.
• ❓Will a gap in my medical care ruin my case in Carbon?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “There’s insufficient evidence of impact severity.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓What should I do if Safe Auto Insurance says “You saw a chiropractor, not a medical doctor.” after my Carbon crash?
  Insurers like Safe Auto Insurance often use lines such as “You saw a chiropractor, not a medical doctor.” to stall or minimize claims. Even injuries like triquetrum fracture can be life-changing. In Carbon, we gather medical proof, challenge delay tactics, and, if needed, push for a final trial award rendered by 91st Judicial District Court — outcomes in our files include results up to 2.18M.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Auto-Owners Insurance) often second-guess medical care to cut payouts. For clients such as a passenger thrown from golf cart with posterior hip dislocation, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.