General Personal Injury FAQs — Bunker Hill Village

• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a plaintiff verdict reached after closing arguments. Our case histories include results such as 1.89M. The goal is simple: fair compensation for your losses in Bunker Hill Village.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Branch Insurance) often second-guess medical care to cut payouts. For clients such as a dog walker struck in neighborhood with fractured humerus, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Will a gap in my medical care ruin my case in Bunker Hill Village?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “Your injury doesn’t meet our definition of serious.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓What should I do if Branch Insurance says “You didn’t see a specialist.” after my Bunker Hill Village crash?
  Insurers like Branch Insurance often use lines such as “You didn’t see a specialist.” to stall or minimize claims. Even injuries like spinal cord injury can be life-changing. In Bunker Hill Village, we gather medical proof, challenge delay tactics, and, if needed, push for a plaintiff verdict reached after closing arguments — outcomes in our files include results up to 1.42M.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Bunker Hill Village allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like pelvic hematoma. Don’t accept “We believe the claim is inflated.” at face value.
• ❓An adjuster told me “You waited too long to seek treatment..” Can a Bunker Hill Village personal injury lawyer still help?
  Yes. Adjusters regularly say “You waited too long to seek treatment.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Unitrin Insurance. If they won’t deal fairly, we prepare for a settlement reached before trial in 184th Judicial District Court and pursue full compensation.