General Personal Injury FAQs — Bunker Hill Village

• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a case concluded with settlement in 337th Judicial District Court. Our case histories include results such as 1.85M. The goal is simple: fair compensation for your losses in Bunker Hill Village.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., ACCC Insurance Company) often second-guess medical care to cut payouts. For clients such as a passenger in speeding vehicle crash with splenic rupture, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓An adjuster told me “You’re not permanently impaired..” Can a Bunker Hill Village personal injury lawyer still help?
  Yes. Adjusters regularly say “You’re not permanently impaired.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like American National. If they won’t deal fairly, we prepare for a pre-trial settlement in 337th Judicial District Court and pursue full compensation.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Bunker Hill Village allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like proximal humerus fracture. Don’t accept “The at-fault driver’s policy may be void.” at face value.
• ❓What should I do if Esurance says “You were partially at fault for the accident.” after my Bunker Hill Village crash?
  Insurers like Esurance often use lines such as “You were partially at fault for the accident.” to stall or minimize claims. Even injuries like scaphoid fracture can be life-changing. In Bunker Hill Village, we gather medical proof, challenge delay tactics, and, if needed, push for a case concluded with settlement in 337th Judicial District Court — outcomes in our files include results up to 1.52M.
• ❓Will a gap in my medical care ruin my case in Bunker Hill Village?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We haven’t received your bills yet.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.