General Personal Injury FAQs — Buffalo

• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a award confirmed during arbitration. Our case histories include results such as 2.02M. The goal is simple: fair compensation for your losses in Buffalo.
• ❓An adjuster told me “We need an independent medical examination..” Can a Buffalo personal injury lawyer still help?
  Yes. Adjusters regularly say “We need an independent medical examination.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Mercury Insurance. If they won’t deal fairly, we prepare for a jury award issued in civil trial at 278th Judicial District Court and pursue full compensation.
• ❓Will a gap in my medical care ruin my case in Buffalo?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We don’t believe the treatment was necessary.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓What should I do if Erie Insurance says “You didn’t go to the emergency room.” after my Buffalo crash?
  Insurers like Erie Insurance often use lines such as “You didn’t go to the emergency room.” to stall or minimize claims. Even injuries like nerve root impingement can be life-changing. In Buffalo, we gather medical proof, challenge delay tactics, and, if needed, push for a award confirmed during arbitration — outcomes in our files include results up to 2.49M.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Buffalo allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like labral tear (shoulder). Don’t accept “The provider overcharged for services.” at face value.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Elephant Insurance) often second-guess medical care to cut payouts. For clients such as a bicyclist injured on designated trail with cervical fracture, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.