General Personal Injury FAQs — Brownwood

• ❓What should I do if Direct Auto Insurance says “Your injuries were pre-existing.” after my Brownwood crash?
  Insurers like Direct Auto Insurance often use lines such as “Your injuries were pre-existing.” to stall or minimize claims. Even injuries like mandibular nerve injury can be life-changing. In Brownwood, we gather medical proof, challenge delay tactics, and, if needed, push for a high-value verdict in 35th Judicial District Court — outcomes in our files include results up to 951K.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Brownwood allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like optic nerve damage. Don’t accept “We haven’t received your bills yet.” at face value.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a high-value verdict in 35th Judicial District Court. Our case histories include results such as 2.16M. The goal is simple: fair compensation for your losses in Brownwood.
• ❓An adjuster told me “We’re still evaluating liability with our insured..” Can a Brownwood personal injury lawyer still help?
  Yes. Adjusters regularly say “We’re still evaluating liability with our insured.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Safe Auto Insurance. If they won’t deal fairly, we prepare for a structured settlement agreement reached and pursue full compensation.
• ❓Will a gap in my medical care ruin my case in Brownwood?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “The provider overcharged for services.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Progressive) often second-guess medical care to cut payouts. For clients such as a restaurant delivery driver with lumbar disc replacement, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.