General Personal Injury FAQs — Bristol

• ❓An adjuster told me “There’s a coverage issue we’re reviewing..” Can a Bristol personal injury lawyer still help?
  Yes. Adjusters regularly say “There’s a coverage issue we’re reviewing.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like CSAA Insurance Group. If they won’t deal fairly, we prepare for a damages awarded in settlement conference and pursue full compensation.
• ❓What should I do if Western National Insurance says “There’s a question about your seatbelt use.” after my Bristol crash?
  Insurers like Western National Insurance often use lines such as “There’s a question about your seatbelt use.” to stall or minimize claims. Even injuries like arterial dissection from trauma can be life-changing. In Bristol, we gather medical proof, challenge delay tactics, and, if needed, push for a case settled during mediation — outcomes in our files include results up to 1.83M.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., MAPFRE Insurance) often second-guess medical care to cut payouts. For clients such as a electric scooter rider with tethered spinal cord syndrome, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Bristol allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like traumatic arterial thrombosis. Don’t accept “We can’t confirm that you were the driver.” at face value.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a case settled during mediation. Our case histories include results such as 710K. The goal is simple: fair compensation for your losses in Bristol.
• ❓Will a gap in my medical care ruin my case in Bristol?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We don’t believe the vehicle speed contributed.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.