General Personal Injury FAQs — Bristol

• ❓Will a gap in my medical care ruin my case in Bristol?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We need to confirm your insurance coverage.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Bristol allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like compartment syndrome. Don’t accept “You were partially at fault for the accident.” at face value.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Root Insurance) often second-guess medical care to cut payouts. For clients such as a driver rear-ended at red light with hearing loss due to head impact, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓What should I do if Homesite Insurance says “The medical records aren’t sufficient.” after my Bristol crash?
  Insurers like Homesite Insurance often use lines such as “The medical records aren’t sufficient.” to stall or minimize claims. Even injuries like tongue laceration and avulsion can be life-changing. In Bristol, we gather medical proof, challenge delay tactics, and, if needed, push for a damages awarded in settlement conference — outcomes in our files include results up to 1.24M.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a damages awarded in settlement conference. Our case histories include results such as 1.53M. The goal is simple: fair compensation for your losses in Bristol.
• ❓An adjuster told me “You’re not permanently impaired..” Can a Bristol personal injury lawyer still help?
  Yes. Adjusters regularly say “You’re not permanently impaired.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Elephant Insurance. If they won’t deal fairly, we prepare for a pre-trial settlement in 378th Judicial District Court and pursue full compensation.