General Personal Injury FAQs — Breckenridge

• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Breckenridge allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like severe facial disfigurement. Don’t accept “There are inconsistencies in your account.” at face value.
• ❓What should I do if Esurance says “There are inconsistencies in your account.” after my Breckenridge crash?
  Insurers like Esurance often use lines such as “There are inconsistencies in your account.” to stall or minimize claims. Even injuries like meniscus tear can be life-changing. In Breckenridge, we gather medical proof, challenge delay tactics, and, if needed, push for a settlement secured after expert testimony in 90th Judicial District Court — outcomes in our files include results up to 758K.
• ❓An adjuster told me “The at-fault driver’s policy may be void..” Can a Breckenridge personal injury lawyer still help?
  Yes. Adjusters regularly say “The at-fault driver’s policy may be void.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like California Casualty. If they won’t deal fairly, we prepare for a out-of-court settlement following litigation and pursue full compensation.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Liberty Mutual) often second-guess medical care to cut payouts. For clients such as a elderly driver with torn Achilles tendon, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Will a gap in my medical care ruin my case in Breckenridge?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “Our evaluation doesn’t match your claim.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a settlement secured after expert testimony in 90th Judicial District Court. Our case histories include results such as 833K. The goal is simple: fair compensation for your losses in Breckenridge.