General Personal Injury FAQs — Brazoria

• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Esurance) often second-guess medical care to cut payouts. For clients such as a person pinned between vehicles with ulnar nerve entrapment from trauma, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a settlement secured after expert testimony in 412th Judicial District Court. Our case histories include results such as 1.38M. The goal is simple: fair compensation for your losses in Brazoria.
• ❓What should I do if Texas Farm Bureau says “This is the most we’re allowed to offer.” after my Brazoria crash?
  Insurers like Texas Farm Bureau often use lines such as “This is the most we’re allowed to offer.” to stall or minimize claims. Even injuries like traumatic brain swelling can be life-changing. In Brazoria, we gather medical proof, challenge delay tactics, and, if needed, push for a settlement secured after expert testimony in 412th Judicial District Court — outcomes in our files include results up to 2.05M.
• ❓Will a gap in my medical care ruin my case in Brazoria?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We need more documentation.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓An adjuster told me “We have to confirm if your policy was active..” Can a Brazoria personal injury lawyer still help?
  Yes. Adjusters regularly say “We have to confirm if your policy was active.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Foremost Insurance. If they won’t deal fairly, we prepare for a settlement secured after expert testimony in 412th Judicial District Court and pursue full compensation.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Brazoria allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like cubital tunnel syndrome post-trauma. Don’t accept “You’ve already reached maximum medical improvement.” at face value.