General Personal Injury FAQs — Bishop Hills

• ❓Will a gap in my medical care ruin my case in Bishop Hills?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We haven’t received your bills yet.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓What should I do if Horace Mann says “You didn’t report the injury immediately.” after my Bishop Hills crash?
  Insurers like Horace Mann often use lines such as “You didn’t report the injury immediately.” to stall or minimize claims. Even injuries like vascular injury with surgical repair can be life-changing. In Bishop Hills, we gather medical proof, challenge delay tactics, and, if needed, push for a case resolved through court-supervised mediation — outcomes in our files include results up to 1.42M.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a case resolved through court-supervised mediation. Our case histories include results such as 1.16M. The goal is simple: fair compensation for your losses in Bishop Hills.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Erie Insurance) often second-guess medical care to cut payouts. For clients such as a parking lot pedestrian with complex regional pain syndrome, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓An adjuster told me “We believe the claim is inflated..” Can a Bishop Hills personal injury lawyer still help?
  Yes. Adjusters regularly say “We believe the claim is inflated.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Elephant Insurance. If they won’t deal fairly, we prepare for a case concluded with settlement in 47th Judicial District Court and pursue full compensation.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Bishop Hills allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like closed pelvic ring fracture. Don’t accept “We’re waiting on a supervisor’s approval.” at face value.