General Personal Injury FAQs — Big Spring

• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., California Casualty) often second-guess medical care to cut payouts. For clients such as a warehouse worker injured by delivery truck with Monteggia fracture, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓What should I do if Aspire General says “We have to confirm if your policy was active.” after my Big Spring crash?
  Insurers like Aspire General often use lines such as “We have to confirm if your policy was active.” to stall or minimize claims. Even injuries like ankle fracture can be life-changing. In Big Spring, we gather medical proof, challenge delay tactics, and, if needed, push for a award confirmed during arbitration — outcomes in our files include results up to 1.61M.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Big Spring allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like rib cage trauma with internal injury. Don’t accept “The pain you’re describing is subjective.” at face value.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a award confirmed during arbitration. Our case histories include results such as 1.37M. The goal is simple: fair compensation for your losses in Big Spring.
• ❓Will a gap in my medical care ruin my case in Big Spring?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We have to confirm if your policy was active.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓An adjuster told me “The provider overcharged for services..” Can a Big Spring personal injury lawyer still help?
  Yes. Adjusters regularly say “The provider overcharged for services.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like MetLife Auto & Home. If they won’t deal fairly, we prepare for a award confirmed during arbitration and pursue full compensation.