General Personal Injury FAQs — Bells

• ❓Will a gap in my medical care ruin my case in Bells?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We’re waiting on a supervisor’s approval.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a jury verdict in 15th Judicial District Court. Our case histories include results such as 745K. The goal is simple: fair compensation for your losses in Bells.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Amica Mutual) often second-guess medical care to cut payouts. For clients such as a driver hit by uninsured motorist with jaw fracture (mandibular), we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Bells allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like avulsion fracture. Don’t accept “You didn’t go to the emergency room.” at face value.
• ❓What should I do if Direct Auto Insurance says “There’s a question about your seatbelt use.” after my Bells crash?
  Insurers like Direct Auto Insurance often use lines such as “There’s a question about your seatbelt use.” to stall or minimize claims. Even injuries like optic nerve damage can be life-changing. In Bells, we gather medical proof, challenge delay tactics, and, if needed, push for a jury verdict in 15th Judicial District Court — outcomes in our files include results up to 1.78M.
• ❓An adjuster told me “We don’t believe the treatment was necessary..” Can a Bells personal injury lawyer still help?
  Yes. Adjusters regularly say “We don’t believe the treatment was necessary.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Bristol West Insurance Group. If they won’t deal fairly, we prepare for a case concluded with settlement in 15th Judicial District Court and pursue full compensation.