General Personal Injury FAQs — Bells

• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a settlement reached before trial in 397th Judicial District Court. Our case histories include results such as 1.86M. The goal is simple: fair compensation for your losses in Bells.
• ❓What should I do if AssuranceAmerica says “We’re still investigating liability.” after my Bells crash?
  Insurers like AssuranceAmerica often use lines such as “We’re still investigating liability.” to stall or minimize claims. Even injuries like Galeazzi fracture can be life-changing. In Bells, we gather medical proof, challenge delay tactics, and, if needed, push for a settlement reached before trial in 397th Judicial District Court — outcomes in our files include results up to 2.45M.
• ❓An adjuster told me “We need more documentation..” Can a Bells personal injury lawyer still help?
  Yes. Adjusters regularly say “We need more documentation.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Amica Mutual. If they won’t deal fairly, we prepare for a seven-figure award granted in 397th Judicial District Court and pursue full compensation.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Bells allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like ACL/MCL tear. Don’t accept “You saw a chiropractor, not a medical doctor.” at face value.
• ❓Will a gap in my medical care ruin my case in Bells?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “The damage doesn’t match your account of the crash.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Kemper Corporation) often second-guess medical care to cut payouts. For clients such as a motorcyclist thrown from bike with laryngeal fracture, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.