General Personal Injury FAQs — Bedias

• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Bedias allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like multiple rib fractures. Don’t accept “Our evaluation doesn’t match your claim.” at face value.
• ❓An adjuster told me “We haven’t completed our medical review yet..” Can a Bedias personal injury lawyer still help?
  Yes. Adjusters regularly say “We haven’t completed our medical review yet.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Dairyland Insurance. If they won’t deal fairly, we prepare for a multi-million dollar verdict from 12th Judicial District Court and pursue full compensation.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a case settled during mediation. Our case histories include results such as 1.49M. The goal is simple: fair compensation for your losses in Bedias.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., USAA) often second-guess medical care to cut payouts. For clients such as a delivery driver injured by falling cargo with collapsed lung (pneumothorax), we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Will a gap in my medical care ruin my case in Bedias?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “The damage doesn’t match your account of the crash.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓What should I do if Horace Mann says “We haven’t received your bills yet.” after my Bedias crash?
  Insurers like Horace Mann often use lines such as “We haven’t received your bills yet.” to stall or minimize claims. Even injuries like nasal bone fracture can be life-changing. In Bedias, we gather medical proof, challenge delay tactics, and, if needed, push for a case settled during mediation — outcomes in our files include results up to 1.54M.