General Personal Injury FAQs — Bardwell

• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Patriot Insurance) often second-guess medical care to cut payouts. For clients such as a maintenance worker hit in work zone with arterial dissection from trauma, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a case resolved during jury deliberation. Our case histories include results such as 900K. The goal is simple: fair compensation for your losses in Bardwell.
• ❓Will a gap in my medical care ruin my case in Bardwell?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “There’s insufficient evidence of impact severity.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓What should I do if NJM Insurance Group says “The police report is inconclusive.” after my Bardwell crash?
  Insurers like NJM Insurance Group often use lines such as “The police report is inconclusive.” to stall or minimize claims. Even injuries like chemical burns to face or limbs can be life-changing. In Bardwell, we gather medical proof, challenge delay tactics, and, if needed, push for a case resolved during jury deliberation — outcomes in our files include results up to 1.4M.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Bardwell allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like traumatic aneurysm. Don’t accept “You didn’t see a specialist.” at face value.
• ❓An adjuster told me “We believe the claim is inflated..” Can a Bardwell personal injury lawyer still help?
  Yes. Adjusters regularly say “We believe the claim is inflated.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like ACCC Insurance Company. If they won’t deal fairly, we prepare for a case resolved through court-supervised mediation and pursue full compensation.