General Personal Injury FAQs — Bardwell

• ❓What should I do if USAA says “Your injuries were pre-existing.” after my Bardwell crash?
  Insurers like USAA often use lines such as “Your injuries were pre-existing.” to stall or minimize claims. Even injuries like cranial fracture with cerebrospinal fluid leak can be life-changing. In Bardwell, we gather medical proof, challenge delay tactics, and, if needed, push for a judge’s damages award following bench trial — outcomes in our files include results up to 1.8M.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., GEICO) often second-guess medical care to cut payouts. For clients such as a passenger in rollover crash with fusion of multiple spinal levels, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Bardwell allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like chronic pain syndrome from crash. Don’t accept “There’s a gap in your medical care.” at face value.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a judge’s damages award following bench trial. Our case histories include results such as 2.1M. The goal is simple: fair compensation for your losses in Bardwell.
• ❓An adjuster told me “The photos you submitted aren’t clear..” Can a Bardwell personal injury lawyer still help?
  Yes. Adjusters regularly say “The photos you submitted aren’t clear.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like State Farm. If they won’t deal fairly, we prepare for a settlement secured after expert testimony in 378th Judicial District Court and pursue full compensation.
• ❓Will a gap in my medical care ruin my case in Bardwell?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We haven’t received your bills yet.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.