General Personal Injury FAQs — Balmorhea

• ❓What should I do if Shelter Insurance says “You didn’t go to the emergency room.” after my Balmorhea crash?
  Insurers like Shelter Insurance often use lines such as “You didn’t go to the emergency room.” to stall or minimize claims. Even injuries like nasal bone fracture can be life-changing. In Balmorhea, we gather medical proof, challenge delay tactics, and, if needed, push for a multi-million dollar verdict from 143rd Judicial District Court — outcomes in our files include results up to 742K.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., National General) often second-guess medical care to cut payouts. For clients such as a motorcyclist with TMJ dysfunction from impact, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓An adjuster told me “You were partially at fault for the accident..” Can a Balmorhea personal injury lawyer still help?
  Yes. Adjusters regularly say “You were partially at fault for the accident.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Progressive. If they won’t deal fairly, we prepare for a structured settlement agreement reached and pursue full compensation.
• ❓Will a gap in my medical care ruin my case in Balmorhea?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “You didn’t report the injury immediately.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a multi-million dollar verdict from 143rd Judicial District Court. Our case histories include results such as 2.04M. The goal is simple: fair compensation for your losses in Balmorhea.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Balmorhea allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like tarsal bone fracture. Don’t accept “You didn’t follow doctor’s orders.” at face value.