General Personal Injury FAQs — Balch Springs

• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Loya Insurance Group) often second-guess medical care to cut payouts. For clients such as a Uber driver with Galeazzi fracture, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Balch Springs allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like radial head fracture. Don’t accept “The at-fault driver’s policy may be void.” at face value.
• ❓What should I do if Western National Insurance says “The damage doesn’t match your account of the crash.” after my Balch Springs crash?
  Insurers like Western National Insurance often use lines such as “The damage doesn’t match your account of the crash.” to stall or minimize claims. Even injuries like perilymph fistula from head trauma can be life-changing. In Balch Springs, we gather medical proof, challenge delay tactics, and, if needed, push for a case settled during mediation — outcomes in our files include results up to 2.01M.
• ❓An adjuster told me “You’ve already reached maximum medical improvement..” Can a Balch Springs personal injury lawyer still help?
  Yes. Adjusters regularly say “You’ve already reached maximum medical improvement.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Chubb. If they won’t deal fairly, we prepare for a out-of-court settlement following litigation and pursue full compensation.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a case settled during mediation. Our case histories include results such as 1.76M. The goal is simple: fair compensation for your losses in Balch Springs.
• ❓Will a gap in my medical care ruin my case in Balch Springs?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We believe the claim is inflated.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.