General Personal Injury FAQs — B And E

• ❓What should I do if Chubb says “Our evaluation doesn’t match your claim.” after my B And E crash?
  Insurers like Chubb often use lines such as “Our evaluation doesn’t match your claim.” to stall or minimize claims. Even injuries like renal contusion or laceration can be life-changing. In B And E, we gather medical proof, challenge delay tactics, and, if needed, push for a settlement approved in 381st Judicial District Court — outcomes in our files include results up to 1.37M.
• ❓An adjuster told me “You saw a chiropractor, not a medical doctor..” Can a B And E personal injury lawyer still help?
  Yes. Adjusters regularly say “You saw a chiropractor, not a medical doctor.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like NJM Insurance Group. If they won’t deal fairly, we prepare for a verdict rendered after trial in 381st Judicial District Court and pursue full compensation.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Kemper Corporation) often second-guess medical care to cut payouts. For clients such as a child struck exiting school bus with fracture of the talus, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in B And E allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like posterior tibial tendon rupture. Don’t accept “The vehicle damage was minor.” at face value.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a settlement approved in 381st Judicial District Court. Our case histories include results such as 1.51M. The goal is simple: fair compensation for your losses in B And E.
• ❓Will a gap in my medical care ruin my case in B And E?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “There’s a gap in your medical care.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.