General Personal Injury FAQs — Arp

• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Arp allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like rotator cuff tear. Don’t accept “The provider overcharged for services.” at face value.
• ❓Will a gap in my medical care ruin my case in Arp?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “You were partially at fault for the accident.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Bluefire Insurance) often second-guess medical care to cut payouts. For clients such as a child injured in daycare van crash with Monteggia fracture, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓An adjuster told me “Your injury doesn’t meet our definition of serious..” Can a Arp personal injury lawyer still help?
  Yes. Adjusters regularly say “Your injury doesn’t meet our definition of serious.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Homesite Insurance. If they won’t deal fairly, we prepare for a jury award issued in civil trial at 114th Judicial District Court and pursue full compensation.
• ❓What should I do if American Family Insurance says “You didn’t notify us within the required time frame.” after my Arp crash?
  Insurers like American Family Insurance often use lines such as “You didn’t notify us within the required time frame.” to stall or minimize claims. Even injuries like temporal bone fracture can be life-changing. In Arp, we gather medical proof, challenge delay tactics, and, if needed, push for a compensation awarded during mediation process — outcomes in our files include results up to 2.2M.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a compensation awarded during mediation process. Our case histories include results such as 2.08M. The goal is simple: fair compensation for your losses in Arp.