General Personal Injury FAQs — Anna

• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a pre-trial settlement in 494th Judicial District Court. Our case histories include results such as 2.46M. The goal is simple: fair compensation for your losses in Anna.
• ❓Will a gap in my medical care ruin my case in Anna?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “You didn’t miss enough work to qualify for compensation.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Clearcover) often second-guess medical care to cut payouts. For clients such as a passenger in rollover crash with nerve compression injury, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Anna allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like posterior interosseous nerve injury. Don’t accept “We need to confirm your insurance coverage.” at face value.
• ❓What should I do if NJM Insurance Group says “There’s a question about your seatbelt use.” after my Anna crash?
  Insurers like NJM Insurance Group often use lines such as “There’s a question about your seatbelt use.” to stall or minimize claims. Even injuries like median nerve compression injury can be life-changing. In Anna, we gather medical proof, challenge delay tactics, and, if needed, push for a pre-trial settlement in 494th Judicial District Court — outcomes in our files include results up to 1.3M.
• ❓An adjuster told me “The at-fault driver’s policy may be void..” Can a Anna personal injury lawyer still help?
  Yes. Adjusters regularly say “The at-fault driver’s policy may be void.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Homesite Insurance. If they won’t deal fairly, we prepare for a jury returned a favorable verdict in 494th Judicial District Court and pursue full compensation.