General Personal Injury FAQs — Anna

• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a binding arbitration resulted in favorable award. Our case histories include results such as 949K. The goal is simple: fair compensation for your losses in Anna.
• ❓Will a gap in my medical care ruin my case in Anna?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “There’s a coverage issue we’re reviewing.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Anna allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like scapula fracture. Don’t accept “We haven’t completed our medical review yet.” at face value.
• ❓An adjuster told me “The vehicle damage was minor..” Can a Anna personal injury lawyer still help?
  Yes. Adjusters regularly say “The vehicle damage was minor.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Westfield Insurance. If they won’t deal fairly, we prepare for a jury awarded damages in 416th Judicial District Court and pursue full compensation.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Elephant Insurance) often second-guess medical care to cut payouts. For clients such as a driver struck by drunk driver with collapsed lung (pneumothorax), we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓What should I do if Kemper Corporation says “You didn’t miss enough work to qualify for compensation.” after my Anna crash?
  Insurers like Kemper Corporation often use lines such as “You didn’t miss enough work to qualify for compensation.” to stall or minimize claims. Even injuries like basilar skull fracture can be life-changing. In Anna, we gather medical proof, challenge delay tactics, and, if needed, push for a binding arbitration resulted in favorable award — outcomes in our files include results up to 2.32M.