General Personal Injury FAQs — Alvin

• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a case resolved during jury deliberation. Our case histories include results such as 2.01M. The goal is simple: fair compensation for your losses in Alvin.
• ❓An adjuster told me “The medical records aren’t sufficient..” Can a Alvin personal injury lawyer still help?
  Yes. Adjusters regularly say “The medical records aren’t sufficient.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like MAPFRE Insurance. If they won’t deal fairly, we prepare for a pre-trial settlement in 300th Judicial District Court and pursue full compensation.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., CSAA Insurance Group) often second-guess medical care to cut payouts. For clients such as a rideshare passenger with herniated disc, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓What should I do if MetLife Auto & Home says “We’re still evaluating liability with our insured.” after my Alvin crash?
  Insurers like MetLife Auto & Home often use lines such as “We’re still evaluating liability with our insured.” to stall or minimize claims. Even injuries like cervical fracture can be life-changing. In Alvin, we gather medical proof, challenge delay tactics, and, if needed, push for a case resolved during jury deliberation — outcomes in our files include results up to 746K.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Alvin allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like TMJ dysfunction from impact. Don’t accept “The pain you’re describing is subjective.” at face value.
• ❓Will a gap in my medical care ruin my case in Alvin?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “The provider overcharged for services.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.