General Personal Injury FAQs — Alamo

• ❓What should I do if Horace Mann says “You can’t prove emotional distress.” after my Alamo crash?
  Insurers like Horace Mann often use lines such as “You can’t prove emotional distress.” to stall or minimize claims. Even injuries like hip dislocation can be life-changing. In Alamo, we gather medical proof, challenge delay tactics, and, if needed, push for a case resolved through court-supervised mediation — outcomes in our files include results up to 801K.
• ❓An adjuster told me “You didn’t notify us within the required time frame..” Can a Alamo personal injury lawyer still help?
  Yes. Adjusters regularly say “You didn’t notify us within the required time frame.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like GuideOne Insurance. If they won’t deal fairly, we prepare for a jury award issued in civil trial at 332nd Judicial District Court and pursue full compensation.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a case resolved through court-supervised mediation. Our case histories include results such as 2.3M. The goal is simple: fair compensation for your losses in Alamo.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Alamo allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like retinal hemorrhage from head trauma. Don’t accept “The provider overcharged for services.” at face value.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Esurance) often second-guess medical care to cut payouts. For clients such as a construction worker hit on site with severe facial disfigurement, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Will a gap in my medical care ruin my case in Alamo?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We can’t verify your medical provider’s credentials.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.