General Personal Injury FAQs — Westminster

• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a plaintiff verdict reached after closing arguments. Our case histories include results such as 2.39M. The goal is simple: fair compensation for your losses in Westminster.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Amica Mutual) often second-guess medical care to cut payouts. For clients such as a Lyft passenger with closed pelvic ring fracture, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓An adjuster told me “You didn’t see a specialist..” Can a Westminster personal injury lawyer still help?
  Yes. Adjusters regularly say “You didn’t see a specialist.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Cure Auto Insurance. If they won’t deal fairly, we prepare for a structured settlement agreement reached and pursue full compensation.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Westminster allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like brain stem injury. Don’t accept “We can’t verify your medical provider’s credentials.” at face value.
• ❓Will a gap in my medical care ruin my case in Westminster?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We’re waiting on a supervisor’s approval.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓What should I do if MAPFRE Insurance says “You didn’t miss enough work to qualify for compensation.” after my Westminster crash?
  Insurers like MAPFRE Insurance often use lines such as “You didn’t miss enough work to qualify for compensation.” to stall or minimize claims. Even injuries like complex regional pain syndrome can be life-changing. In Westminster, we gather medical proof, challenge delay tactics, and, if needed, push for a plaintiff verdict reached after closing arguments — outcomes in our files include results up to 775K.