General Personal Injury FAQs — Watson

• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Unitrin Insurance) often second-guess medical care to cut payouts. For clients such as a public transit passenger with internal bleeding (abdominal), we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓An adjuster told me “The bills are higher than reasonable market value..” Can a Watson personal injury lawyer still help?
  Yes. Adjusters regularly say “The bills are higher than reasonable market value.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Erie Insurance. If they won’t deal fairly, we prepare for a case resolved through court-supervised mediation and pursue full compensation.
• ❓Will a gap in my medical care ruin my case in Watson?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “The bills are higher than reasonable market value.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a case concluded with settlement in 21st Judicial District Court. Our case histories include results such as 758K. The goal is simple: fair compensation for your losses in Watson.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Watson allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like traumatic ear drum rupture. Don’t accept “There’s a coverage issue we’re reviewing.” at face value.
• ❓What should I do if Safe Auto Insurance says “There’s a gap in your medical care.” after my Watson crash?
  Insurers like Safe Auto Insurance often use lines such as “There’s a gap in your medical care.” to stall or minimize claims. Even injuries like complex hand laceration with tendon damage can be life-changing. In Watson, we gather medical proof, challenge delay tactics, and, if needed, push for a case concluded with settlement in 21st Judicial District Court — outcomes in our files include results up to 1.33M.