General Personal Injury FAQs — Wallace Ridge

• ❓What should I do if Erie Insurance says “Your injury doesn’t meet our definition of serious.” after my Wallace Ridge crash?
  Insurers like Erie Insurance often use lines such as “Your injury doesn’t meet our definition of serious.” to stall or minimize claims. Even injuries like cervical fracture can be life-changing. In Wallace Ridge, we gather medical proof, challenge delay tactics, and, if needed, push for a structured settlement agreement reached — outcomes in our files include results up to 781K.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Wallace Ridge allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like traumatic brain swelling. Don’t accept “This is the most we’re allowed to offer.” at face value.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Bristol West) often second-guess medical care to cut payouts. For clients such as a construction worker hit on site with cervical disc replacement, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Will a gap in my medical care ruin my case in Wallace Ridge?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “You returned to work too quickly to justify lost wages.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a structured settlement agreement reached. Our case histories include results such as 1.95M. The goal is simple: fair compensation for your losses in Wallace Ridge.
• ❓An adjuster told me “We have to confirm if your policy was active..” Can a Wallace Ridge personal injury lawyer still help?
  Yes. Adjusters regularly say “We have to confirm if your policy was active.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like NJM Insurance Group. If they won’t deal fairly, we prepare for a jury award issued in civil trial at 7th Judicial District Court and pursue full compensation.